The act doesn’t require employers to provide mental health coverage, but those that do must treat mental and physical health care equitably. Plans can’t charge higher co-pays, deductibles or out-of-pocket expenses for mental health services, nor can they apply separate treatment limitations. They must also offer equal out-of-network benefits. The administration released interim rules in January 2010, but the final rules had been delayed.
News from the National Alliance, member coalitions, partners, and industry to help drive quality and value of healthcare services.
Friday, November 8, 2013
Final Mental Health Parity Rules Published
The Obama administration has released final rules for the 2008 Mental Health Parity and Addiction Equity Act. The law requires most health plans to provide more generous mental health coverage, comparable what they cover for physical illnesses. Previously, insurers often charged higher co-pays or set stricter limits on mental health services.
The act doesn’t require employers to provide mental health coverage, but those that do must treat mental and physical health care equitably. Plans can’t charge higher co-pays, deductibles or out-of-pocket expenses for mental health services, nor can they apply separate treatment limitations. They must also offer equal out-of-network benefits. The administration released interim rules in January 2010, but the final rules had been delayed.
The act doesn’t require employers to provide mental health coverage, but those that do must treat mental and physical health care equitably. Plans can’t charge higher co-pays, deductibles or out-of-pocket expenses for mental health services, nor can they apply separate treatment limitations. They must also offer equal out-of-network benefits. The administration released interim rules in January 2010, but the final rules had been delayed.
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